California brokers lose their pricing lever as risk turns collective

Published on October 9, 2026

Rajni Kapur on carrier appetite, E&O exposure and the sales pitch brokers can't make anymore

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The benefits agencies that walked away from small groups - and why they are coming back

October 9, 2026
The margin economics of small-group benefits have always been punishing. Automation is changing the calculation - and some agencies that gave up on the line of business entirely are finding their way back to it

How timing determines what M&A insurance due diligence can accomplish

October 9, 2026
Engaging an insurance advisor at letter of intent opens options that late arrival permanently closes